Strict Standards: Non-static method Loader::database() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 23

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/libraries/loader.php on line 177

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/libraries/loader.php on line 178

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/libraries/loader.php on line 179

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/libraries/loader.php on line 180

Strict Standards: Declaration of dbTable::create() should be compatible with dbObject::create() in /home/mrharr2/public_html/conc/concrete/libraries/3rdparty/adodb/adodb-xmlschema03.inc.php on line 642

Strict Standards: Declaration of dbIndex::create() should be compatible with dbObject::create() in /home/mrharr2/public_html/conc/concrete/libraries/3rdparty/adodb/adodb-xmlschema03.inc.php on line 806

Strict Standards: Declaration of dbData::create() should be compatible with dbObject::create() in /home/mrharr2/public_html/conc/concrete/libraries/3rdparty/adodb/adodb-xmlschema03.inc.php on line 1051

Strict Standards: Declaration of dbQuerySet::create() should be compatible with dbObject::create() in /home/mrharr2/public_html/conc/concrete/libraries/3rdparty/adodb/adodb-xmlschema03.inc.php on line 1302

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/libraries/loader.php on line 181

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 26

Strict Standards: Non-static method Cache::startup() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 27

Strict Standards: Non-static method Cache::getLibrary() should not be called statically in /home/mrharr2/public_html/conc/concrete/libraries/cache.php on line 64

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/libraries/cache.php on line 28

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 30

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 31

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 32

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 33

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 34

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 35

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 36

Strict Standards: Declaration of DatabaseItemList::sortBy() should be compatible with ItemList::sortBy($column, $direction = 'asc') in /home/mrharr2/public_html/conc/concrete/libraries/item_list.php on line 0

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 37

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 38

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 39

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 40

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 41

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 42

Strict Standards: Declaration of BlockController::setupAndRun() should be compatible with Controller::setupAndRun() in /home/mrharr2/public_html/conc/concrete/libraries/block_controller.php on line 0

Strict Standards: Declaration of BlockController::get() should be compatible with Controller::get($key = NULL) in /home/mrharr2/public_html/conc/concrete/libraries/block_controller.php on line 0

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 43

Strict Standards: Declaration of AttributeTypeView::action() should be compatible with View::action($action, $task = NULL) in /home/mrharr2/public_html/conc/concrete/libraries/attribute/view.php on line 0

Strict Standards: Non-static method Loader::library() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 44

Strict Standards: Declaration of AttributeTypeController::setupAndRun() should be compatible with Controller::setupAndRun() in /home/mrharr2/public_html/conc/concrete/libraries/attribute/controller.php on line 0

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 52

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 53

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 54

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 55

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 56

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 57

Strict Standards: Declaration of PendingAttributeType::getList() should be compatible with AttributeType::getList($akCategoryHandle = false) in /home/mrharr2/public_html/conc/concrete/models/attribute/type.php on line 0

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 58

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 59

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 60

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/file.php on line 3

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 61

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 62

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 63

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 64

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 65

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/collection_types.php on line 25

Strict Standards: Declaration of CollectionAttributeKey::getList() should be compatible with AttributeKey::getList($akCategoryHandle, $filters = Array) in /home/mrharr2/public_html/conc/concrete/models/attribute/categories/collection.php on line 0

Strict Standards: Declaration of CollectionAttributeKey::add() should be compatible with AttributeKey::add($akCategoryHandle, $type, $args, $pkg = false) in /home/mrharr2/public_html/conc/concrete/models/attribute/categories/collection.php on line 0

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 66

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 67

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 68

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 69

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 70

Strict Standards: Declaration of Page::add() should be compatible with Collection::add($data) in /home/mrharr2/public_html/conc/concrete/models/page.php on line 0

Strict Standards: Declaration of Page::duplicate() should be compatible with Collection::duplicate() in /home/mrharr2/public_html/conc/concrete/models/page.php on line 0

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 71

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 72

Strict Standards: Declaration of ComposerPage::getByID() should be compatible with Page::getByID($cID, $versionOrig = 'RECENT', $class = 'Page') in /home/mrharr2/public_html/conc/concrete/models/composer_page.php on line 0

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/composer_page.php on line 11

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 73

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 74

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 75

Strict Standards: Non-static method Loader::model() should not be called statically in /home/mrharr2/public_html/conc/concrete/dispatcher.php on line 76

Strict Standards: Non-static method View::getInstance() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/theme_paths.php on line 4

Warning: session_start(): Cannot send session cookie - headers already sent by (output started at /home/mrharr2/public_html/conc/concrete/dispatcher.php:23) in /home/mrharr2/public_html/conc/concrete/startup/session.php on line 22

Warning: session_start(): Cannot send session cache limiter - headers already sent (output started at /home/mrharr2/public_html/conc/concrete/dispatcher.php:23) in /home/mrharr2/public_html/conc/concrete/startup/session.php on line 22

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 13

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Loader::db() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 48

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 20

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 24

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 27

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 31

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 35

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 39

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 43

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 48

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 54

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 90

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 114

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 118

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 122

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 126

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 131

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 136

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 140

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 144

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 148

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 152

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 156

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 160

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 165

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 168

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/app.php on line 177

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Config::getOrDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/localization.php on line 5

Strict Standards: Non-static method Config::getAndDefine() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 87

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/config.php on line 91

Strict Standards: Non-static method Localization::init() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/localization.php on line 37

Strict Standards: Non-static method FileTypeList::getInstance() should not be called statically in /home/mrharr2/public_html/conc/concrete/config/file_types.php on line 15

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/startup/debug_logging.php on line 3

Strict Standards: Non-static method Cache::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/package.php on line 78

Strict Standards: Non-static method Cache::key() should not be called statically in /home/mrharr2/public_html/conc/concrete/libraries/cache.php on line 117

Strict Standards: Non-static method Cache::getLibrary() should not be called statically in /home/mrharr2/public_html/conc/concrete/libraries/cache.php on line 121

Strict Standards: Non-static method Cache::key() should not be called statically in /home/mrharr2/public_html/conc/concrete/libraries/cache.php on line 137

Strict Standards: Non-static method Loader::package() should not be called statically in /home/mrharr2/public_html/conc/concrete/startup/packages.php on line 8

Strict Standards: Non-static method Object::camelcase() should not be called statically in /home/mrharr2/public_html/conc/concrete/libraries/loader.php on line 299

Strict Standards: Non-static method User::checkUserForeverCookie() should not be called statically in /home/mrharr2/public_html/conc/concrete/startup/user.php on line 4

Strict Standards: Non-static method Config::get() should not be called statically in /home/mrharr2/public_html/conc/concrete/startup/maintenance_mode_check.php on line 5

Strict Standards: Non-static method PermissionsCache::exists() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/permissions.php on line 69

Strict Standards: Non-static method PermissionsCache::getIdentifier() should not be called statically in /home/mrharr2/public_html/conc/concrete/models/permissions.php on line 15

Strict Standards: Non-static method Loader::helper() should not be called statically in /home/mrharr2/public_html/conc/concrete/startup/process.php on line 29

Strict Standards: Non-static method Object::camelcase() should not be called statically in /home/mrharr2/public_html/conc/concrete/libraries/loader.php on line 259

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Mr. Harris :: Personal Finance

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 January

Day One

Syllabus

Lab Rules

Log IN

Naming Files  1_Last_F_Assignment Name

Turning in Work

Ten Key Ten Key Instructions:  www.typeonline.co.uk

10-Key Test Site, 8000 keystrokes per hour, 20 points, test October 6-10

Show me the score on your computer

8000 KPM Full Credit, 20 points

6001 - 7000 16 points

5001 - 6000 14 points

4001 - 5000 12 points

3001 - 4000 10 points

2001 - 3000 8 points

1000 - 2000 6 points

I will check it anytime during the last week in february

 

 


 

Stock Market Assignment

Have 3 tabs for regular stocks, we'll turn it in at the middle of the semester and the end to verify it is turned in consistently.  There is a tab for daytrading that we'll update 3 times per week.  The criteria will be as follows:

1.  .5 points per line

2.  Have at least 10 stocks, don't purchase same stock 2 days in a row.  

3.  Minus one point for every stock under 10

4.  60k start value, 2.5 for every 10k increase.  Capped at 20 points

*examples of layout in the share drive.

Turn in between May 29 and June 5

stockslabels2.JPG

stockslabels.JPG

__________________________________________

Day 2

Watch Video

Learning Outcomes

PowerPoint for Module 1-1

Module 1-1 

***Assignment 1.1 in the gradebook, based on Chapter 1.1, Money Management:  Contoll your Cash Flow*****

Tab 1, named 1.1  Complete Activity 1.1: My Money Habbits

Tab 2, named coffee, pick one item that you regularly buy, like coffee, have the following column headings, adjust if you use something other than coffee:

Coffee (cost of one purchase)

Cost Per Week (cost above x visits per week)

Cost Per Year (weekly cost x 52)

Value if Invested  (yearly cost x 1.104, drag this down 49 cells to represent how much you can save during your life if you eliminate this regular purchase).

Tab 3, named 1.2 Complete Activity 1.2 , we also added Activity 1.4, which is just adding Needs and Wants and puting an X by either.

Tab 4, named 1.3 Complete Activity 1.3 

Tab 5, named 1.5 Complete Activity 1.5, Values Survey

Tab 6, named Selena Michael Smart goals, Look at the goals on page 18, rewrite the goals for Selena and Michael to Smart goals (these are on page 18), following the instruction at the top of the page 17 for guidance. 

Tab 7,  named my Smart Goals Write two or three of your own goals as smart goals.

___________________________________________________________________________________

***Assignment 1.3 (turned in)*****

Powert Point for Lesson 1-3

Text

Tab 1 Named Selena Decide Pg 22, from Page 22 in the book, looked at Selena's cell phone plan choice

Tab 2 Named Self Decide, From Page 23, go through the decide steps to make a decision that is important to you.

Tab 3, named Activity 1.7, from page 26, use the form in the book to calculate your income.

Tab 4, named My Income Options, List 5 ways to increase your income or come up with alternative income.

Tab 5, named My Spending Plan, from Page 33 and 35, List your spending plan, to include net pay and your expenses, total both and determine if you have savings or income, if you have debt answer the question, what will you cut?

Tab 6, named Chart and Plug Leaks, copy Activity 1-2 from assignment 1-1 and use it to create a chart by selecting the items purchased column and price column, go to the insert tab, and choose a pie chart.  answer:

What are my spending leaks?

How can I fix my leaks?

What will you do with the saved money?

What change can you use to avoid future leaks?

Tab 7, named My Action Plan, answer the questions from page 41 in the book.

Tab 8, named Shopping, Look up the prices for 3 products from a used or inexpensive website vs where you usually shop.

Chapter 2-1 Learning Outcomes

Reality Check

Chapter 2-1 Student Guide

PowerPoint 2-1

In Excel, the first assignment turned in for Chapter 2-1:

Tab 1, name it Credit no Credit, answer the following:

Are these good reasons to borrow money?
»» Taking out a $5,000 student loan for
college tuition
»» Charging dinner and movie tickets
during a night out with your friends
»» Buying a laptop that’s on sale using the
store’s financing program
»» Getting a loan to pay your credit
card bills
»» Charging repairs to get your car
running again
»» Borrowing cash from a friend to buy some magazines

 

Tab 2, copy and paste Activity 2-1 Borrowing Fitness Test onto Tab 2, call the tab Applied 2-1, answer the questions.

Tab 3, name it, "Credit Calculators.  Copy and paste Car Loan Calculator and answer the questions.

Tab 4, Cheap Home, Tab 5 Expensive home.  For these tabs use Home Search to find a home that represents the minimum amount of home you would be content with and the most expensive you can reasonably afford.  Copy and paste a picture of the house and include these labels for both houses (the numbers are examples):

 

  15 Year 30 Year
Taxes  $           226.53  $           226.53
Insurance  $             18.25  $             18.25
Mortgage  $           759.00  $           519.75
     
Total Payment  $       1,003.78  $           764.53
Total Mortgage  $   136,620.00  $   187,110.00

The mortgage is found here:

Ditech Mortgage calculator

The Taxes are found here:

Snohomish County Property Information

The insurance is the house price divided by 12.  

Add taxes, insurance, and mortgage for total payment, multiply payment by 15 or 30 years, depending on the labels, times the mortgage per month, times 12.

Tab 6, name it Credit Card Assignment, copy and paste Credit Card Assignment into the tab, answer the questions.

************turn in 2-1 after tab 6***********

**********2-1 Part 2***********

Tab 1, Net worth, have these labels and type out your net worth now or in the future:

Mikes Net Worth 2014  
   
Assets 0
Bank Accounts 3700
Sub Total  3700
   
Liabilitites 
Credit Cards  1000
Student Loans  1500
Subtotal  2500

net worth (sub total of assets - sub total of liabilities) 1300

tab 2 Credit Review

*********************end of 2-1 part 2 

Start of Chapter 2-2.  This is the PowerPoint for the Chapter --> Chapter 2-2 Borrowing 

We put all items on a spreadsheet, 4 tabs.  We copied the assignment text into Excel and answered the questions (tab name in parenthesis).

Tab 1 Activity 2-3 Simply Tell the Total (named Simple Interest.  We used the items on the link to calculate simple interest.  Just type the info from Activity 2-3 into Excel)

Tab 2 Activity 2-4 What is the Average Payment? (2-4 Amortization Calculation), copy the formula and items from the assignment above and use the formula with Excel to calculate the monthly payment.

Tab 3 Pick an Option Task (named Challenge 2-1)  Use the DECIDE steps from the book to make an important decision for yourself.

Tab 4 Challenge 2-A-Decide the Best Deal (2-A)  Use an online calculator to choose the best deal.

Annual Percentage Rate Calculator (used for tab 4 above)

Net Worth Form

......New Assignment, called 2-3.....

Chapter 2-3 PowerPoint (also in share Drive)

Tab 1 Put Your Best Foot Forward

Tab 2 Building Creditworthiness

FYI, Credit Card Application for Review

 


 

Started November 3, 2014 2-4 

 November

PowerPoint 2-4, the assignment that was turned in is a spreadsheet called 2-4

Learning Outcomes (FYI)

Tab 1 We name it Activity 2.9, Rights and Responsibilities of Borrowing

Look up from the credit card database below a contract and find borrowers rights and responsiblities, snip them and paste them on tab 1.

Links for tab 1 below

Credit Card Agreement Database

Know Before you Owe

Tab 2, we named it Notes summarize from the book, from page 34, these terms:  offer, acceptance, genuine agreement, consideration, capacity, legality.  Summarize from Wikipedia Equal Credit Opportunity Act, Fair Credit Reporting, Fair Credit Billing.

Tab 3, We name it 2-7 Know the Limit, We opened Activity 2-7 from the link and includd Maria's Sister, Jesse's brother, Jesse's sister, your current or future income, and your calculate future yearly or monthly debt.

Tab 4, We called it "Credit Code of Behavior" and answer:

Create a personal spending plan or code of behavior and add what two tips can you offer about using credit?

 

****Investing, PowerPoint 4-1****

Learning Outcomes FYI

Chapter 4 Book

 

Tab 1, We named it Activity 4.1:  What is Wealthy, Part 1, type your definition of what it means to be wealthy.  Part 2 use the retirement age calculator to calculate what percentage of your income you have to save in order to retire at the age you would like to retire, snip and paste the screenshot from Retirement age calculator.  Part 3, Answer the question:  What is the difference between saving and investing, from page 8 in Chapter 4 Book.

Spendster.org video

Tab 2 We named it, Activity 4.2: My Windfalls

Write 3 potential windfalls (unexpected money), like a tax return or inheritance, the amounts.  Also include 1 savings, total them, include what you would purchase and what amount you would save.

Tab 3, We named it Definitions

Summary of definition of FDIC from Wikipedia and your opinion of the most surprising myths from the Investing, PowerPoint 4-1

Tab 4, We named it Compound Interest

From Investing, PowerPoint 4-1, slide 15 and 16 Calculate simple interest and compound interest from the example on slide.

The formula for simple interest is, I=PxRxT, Use $500 for P x .0055 for r x 1 for time

The formula for compound interes is A = P(1 + r/n)nt ---use shift 6 for the ^.  Use $500 for the P, .25 for the rate, 365 for the n, and 1 for the year.

Tab 5, We named it Activity 4.3:  More Money

Follow the link above, the question is besides compounding, type out two other ways a person can grow his or her savings.

Tab 6, We called it, Savings Options

Using Chapter 4 of the textbook on page 8, answer the following:

1. Which options earn interest?

2. Which tend to earn higher interest rates?

3. Which accounts allow a depositor to occasionally withdraw funds?

4. Where can a person open a savings account within a 5 mile radius of your location (we will use these two credit unions in tab 7, choose two that interest you?).

Tab 7, We named it, Shop Around

 Called Shop Around in the Folder, Challenge 4-A:  It Pays to Shop Around

Go online to compare options for saving your money.  Go to two banks or credit union websites, look up the following:

1. Current minimum balance requirements

2. Current APY

3. How often do they compound their interest

Also answer the following questions, 1. Define your goal, 2. Establish your criteria, 3. choose two to three good options, 4 Identify the pros and cons, 5. Decide what's best, 6. Evaluate the results.

 

Tab 8, We named it Wealth Opinion

Write a one-paragraph response to each of the following:

Wealth is not what you make--it's what you keep.

Wealth is what you accumulate--not what you make.


Complete the Road Trip Assignment

Be sure to have these things:

5 pts,Titles and labels neatly using a larger font than the rest of the trip  

10 pts, 10 pics total

10 pts, gas and distance and time formulas

10 pts, 10 sites to visit

10 pts, 2 per day restaurants plus 3 non fast food at the vacation spot.

  December  ****This is called Activity 5-1, we started turning it in on December 8, 2014****

Financial Services Book (FYI Chapter 5 student guide)

Module 5, Learning Outcomes (FYI)

Checking Account PowerPoint (FYI used to explain chapter 5 in class)

Tab 1, We Called it: Proof of Payment, Give two instances in your life (up to this point, or in the future) when a check is a good option to serve as proof of payment rather than paying with cash (from the Activity 5-1 assignment in the folder)

Activity 5-2, write manually, turn in the hard copy.

Activity 5-3, Tab 2, FIRST PERIOD ONLY (We Called it Activity 5-3 for 1st Period) write manually on the document, turn in the hard copy (first period made this a tab called Activity 5-3.

Tab 2 or Tab 3 We called it Activity 5-4 (Period 1, Refer to Activity 5-4, record the transactions listed, on the assignment onto the tab, using the labels from the assignment for Jason's checking account.  We modified for 2nd period, to typing in Activity 5-5's checking records.

Tab 3 or Tab 4 (Period 1)  We Called it Activity 5-5 Reconcile Reconcile Jason's Bank Statement using Activity 5-5 Does it Balance for information.  Most students had two tabs, one with Jason's new checking account records, and one with his reconciliation form.

Tab 4 or Tab 5 (Period 1) Refer to Zoe's Bucksrecord the transactions listed, on a spreadsheet with the lables shown on the assignment.

*****Challenge 5A**********************

Either turn in a spreadsheet or write on the hard copy and turn it in in. Challenge 5-A.  Here are the tabs we created together:

Tabs included are:

November Check Register (must have formulas)

December Check Register

Checks (4 checks)

Deposits (2 deposit slips)

November Reconciliation (must have formulas)December Reconciliation

FYI:  Checks and Deposit slips are in the Personal Finance folder.


*******5-2********

Tab 1 called brainstorming activity. Come up with at least 6 ways to pay for something besides 
cash or check.

Tab 2, called Definitions, defiinitions of money order, 
Cashiers check, certified check and wire transfer.Also Payment Portal

Tab 3, Challenge 5C from Share drive, it includes the DECIDE steps for using banking services

   January

Chapter 3.1

Chapter 3 Student Guide

Chapter 3 PowerPoint


Tab 1, called Successes: List 3 Successes including things you are better at than other people and awards.

Tab 2, called What do you think:  Answer:  

Now, jump ahead a few years to your life at age 25.  How will your life be different?Finally, what will your life be like when you're the same age as your parents now?

Tab 3, called Things I like to do:  List10 things you like to do.

 

Tab 4, called: Investment in Me, List 3 ways you already invested in a future career, and 3 future investment strategies for the future.  It could be invest way in the future, after your career started, or just the next step.  Read pages 9-11 for more information.

Tab 5 Snip of Interest Inventory results *Career Interest Test, if you haven't taken one

Tab 6, called:  What is the cost

Have the following headings:

College Type, Private, In-State, Out of State (these go left to right)

Below College Type, add College Name and 4 year Costs.

Go to collegeboard.org and look up a private school, an in-state school and an out of state school and put the 4 year cost.

Tab 7 of the same tab, go to the AACC website, under Resources and Community College Finder to find two colleges or programs that might work for you (Use College Name as a heading) , have a heading that says One interesting item from the AACC website and google the (use Yearly Tuition as a heading) yearly tuition for that program.

Tab 8 Go to Apprenticeship website one and Apprenticeship website two and type heading: These two Apprenticeships Interest me the Most and type them below.

Tab 9 Go to todaysmilitary.com, under Careers & Pay, Choose a general field and enlisted or officer, narrow it down to one military job and civilian counterpart, the headings would be Military Career and Civilian Career.

Tab 10  Go to the federal government's financial aid website, snip and paste the screen shot onto the 3.1 page.

****3-2*****

Tab 1, named Taxes, have a ling to the HIstoric Federal Income Tax Rate and a link to what Percentage of Americans pay no Income Tax

 

Tab 1, call it Taxes, List 3 jobs you had and why you chose the job or business. 

Tab 2, called Earning Power, List 3 jobs you had and why you chose that job or business, 

Part 2

Decide if job A or job B has the best benefits package, list 3 reasons for your choice.  This is from Activity 3-9 

Tab 3, named W-4, found in share drive, filled out page 1 and snipped.

Tab 4, named Costs of Working, list 6 costs of working

Figure out how each benefit will add to or take away from your annual salary. If you have extra time, see if you can forecast how each benefit could impact your bottom line after ten years. After you consider the different benefits, decide if you would accept Offer A or Offer B. 

Tab 5, My Values at Work, List 6 things you value in a workplace, and list why it is important.

Read pages 28-29, on tab 3, List 3 things you find inconvenient about working.  

Tab 6, Meets your needs, list 3 ways to find a job that meets your needs

Tab 7, Take Home Pay, copied from assignment 3.8 in 3-2 folder.

Tab 8, call it LifeTime Pay, put First Year Employed, and pick either 4 year college, 2 year college, Apprenticeship, or military (2 of those) as titles.  Have 49 years vertically listed to represent 49 years you potentially worked, subtract your education costs for each year you go to school, add them up, include what you feel is the most interesting conclusion.

Tab 9, Decide Steps for chosing a job.

Tab 10, call it Extra Expenses, list 6 job related extra expenses that you have now, or ask a friend who works about his/her expenses.  These can include financial and non-financial expenses, like missing an opportunity to attend a school function.

*******3.3*******

Tab 1, call it:  Take Home Pay.  This is from 3-8 from folder 3.3 in the share drive.  Follow the form to calculate Kevin's take home pay.  Type the whole form onto the tab in Excel.

Tab 2, call it Deductions, benefits, taxes.  Have a heading called Deductions, Benefits, and Taxes.  Type of list of the taxes you will have to pay, this section starts on page 21 in the Chapter 3 book found on the share drive.  We added a ne subheading called Salary, Choose 3 of 5.  List the types of pay you will possibly receive in your life.

Tab 3, Call it Figure thge Net Pay, In the 33 folder, there is an assignment called Task Figure the Net Pay.  We just typed that on this tab and followed the instructions.

Tab 4, Called Looking Ahead, the point of this was to determine if working in your future career in an expensive city like San Francisco would give you a higher standard of living vs living in a less expensive city like Tacoma or Bakersfield

 


Turn in on spreadsheet, 3 tabs, 30 points

Carpurchaseworksheet, in the share drive

 Budgetpart1

Budgetworksheetpart2

 


PersonalFinanceProject, in the share drive 5 days

 


 

Roommate_Project.pdf

Financial Fueds, Making Peace with Roommates

Have these slides, 2.14 per for a total of 30

Title

Qualities roommate 1

Qualities Roommate 2

Careers

How much rent can I afford?

Apartment found

Floor Plan

Money

Tasks

Food

Guests

Work

Privacy

Sleep

2.14 per 

 

 


 

Chapter 4.2 PowerPoint for Review (call the new assignment 4.2).


PowerPoint 2-5

W-4 Form

1040EZ

Loan Amortization Schedule

Career Test

Chapter 3 Student Guide

Chapter 4 Student Guide

Chapter 5 Student Guide

Chapter 6 Student Guide